After being injured on the job, you are entitled to receive benefits for as long as your disability lasts. Arizona workers’ compensation laws state the terms of how you receive funds after being injured at work, how claims can be denied and which benefits you qualify for.

Types of benefits

The types of benefits for workers’ compensation cover medical expenses, lost wages from time off work and wrongful death benefits. The injured worker must have a temporary total disability, a permanent total disability or a permanent partial disability with benefits that equal 66.75% of average monthly wages.

Time limits

In Arizona, there are time limits when filing for workers’ compensation. A claim has to filed within one year from the date of the accident. After the hearing, the claimant has to request a review of the judge’s decision within 30 days.

Claim denials

Injuries that affect the heart and mind are usually not compensable. In addition, an injury that is caused by the injured person’s negligence is not compensable. Refusing to undergo treatment for the injury will lead to the denial of your claim and compensation. Also, you must visit a doctor of your employer’s choice, if it’s required, or submit a written request to see a doctor of your choice.

Understanding workers’ comp laws

Workers’ compensation insurance is the coverage that workers deserve for being unfairly injured on the job. Depending on the circumstances of the accident, workers may or may not qualify for this coverage. All employees should learn more about workers’ comp laws in their state and know the process for filing for benefits after an injury.