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What situations are covered by worker’s compensation?

On Behalf of | Feb 28, 2020 | Workers' Compensation

Getting injured in an accident at your workplace can lead to undue stress, and not knowing the proper course of action to take is likely to exacerbate that stress. By learning more about some legal guidelines, you can properly determine if you are eligible for worker’s compensation.

According to FindLaw, there are some specific situations that are not covered under a typical compensation insurance plan. These include injuries that you caused directly by breaking a safety measure, or medical issues that arose when you were not on the clock. Taking drugs or drinking alcohol during while working also prohibits you from seeking worker’s compensation if you have any amount in your blood system after medical testing. Anything contrary to the point that your injury came from the inability of your employers to maintain a safe work environment may impact your argument.

If you get approved for worker’s compensation, the insurance typically covers income costs, health-related care, survivor’s benefits to spouse or family, and retraining costs. The wage replacement is typically only a fraction of your income, so do not expect the amount of money you receive to be identical to your current salary. These policies also cover many long-term injuries. Problems that result from performing the same motion repeatedly, such as lifting heavy boxes, are an example. In addition, it is illegal for an employer to prevent you from filing a claim for any possible injuries. If this occurs, do not hesitate to talk to a local workers’ compensation office for advice.

Worker’s compensation laws help protect your rights. Taking control of your life by learning more about these laws can make a difference.