If you are working in Arizona, you are probably aware that all employers who regularly hire employees are required to have workers’ compensation insurance. As an employee, it is helpful for you to understand your rights regarding workers’ compensation, including what your employer is expected to do in case you are injured.
Whom your employer needs to report to
Some of the reporting obligations for employers are explained under the Arizona Occupational Health and Safety Act, while others are specified in A.R.S. § 23-901. According to the Industrial Commission of Arizona (ICA), an employer must notify the claims division of the ICA immediately upon any fatality, and within ten days for any other injury.
Your employer must also inform their workers’ compensation insurance carrier within this ten-day window. All of this should be done using the Employer’s Report of Industrial Injury form provided by the ICA.
What your employer needs to tell you
If you are injured on the job, your employer must immediately provide you with certain information at the time you notify them of the injury. This includes the date of the expiration of their workers’ compensation insurance coverage, the policy number and the address and name of the carrier of their insurance.
If your employer does not have workers’ compensation insurance, you can potentially file a civil suit against them. If an employer does not satisfy the reporting requirements promptly when you are injured, they may be liable for violating the A.R.S. § 23-901.